OPEIU Local (GUILD 45) Health Care Plans

 

A Valuable Benefit Available to FPMA Active Members
(by virtue of their membership in the GUILD)

 

July 20, 2020

To Florida Podiatric Medical Association Members:

Florida Podiatric Medical Association members are now able to secure health insurance plans through an agreement OPEIU entered into with the Steelworkers Health and Welfare Plan. The benefits are provided through an insured arrangement by Highmark Blue Cross Blue Shield.

The OPEIU has contracted with CDS to assist with the enrollment for all OPEIU Local (GUILD 45) members. CDS has set up a dedicated team to facilitate enrollment into the Steelworkers Health and Welfare Plan and handle billing inquiries or any other assistance members may require. The dedicated telephone line is 1-877-578-8710 or contact them via email at OPEIU@cdsadmin.com.

To enroll, please complete the enrollment form and authorization for payment of your premium (available via the links below). Please also send in your first month’s premium. Coverage will be effective September 1, 2020.

The OPEIU has provided this opportunity for OPEIU Local (GUILD 45) members to access comprehensive group coverage for Medical, Prescription Drug, Dental, and Vision benefits. In order to access the optional Dental and Vision coverage, you must be enrolled in Medical and Prescription Drug coverage. If you are currently enrolled, your coverage election will continue unless you contact CDS to change your coverage.

If you are not enrolled and would like to take advantage of this option, please complete and return your forms as soon as possible. The links below contain information about enrolling in this important benefit for OPEIU Local (GUILD 45) members.

Please call CDS for questions and enrollment information at 1-877-578-8710.

Karen Lambert
Executive Director
Florida Podiatric Medical Association
klambert@fpma.com
850.224.4085

 

Insurance Forms:

   

Update - July 31, 2020:

To Podiatric Medical Association Members:

All Pennsylvania, Illinois, Iowa, New Hampshire, New Jersey, Florida, and Vermont Podiatric Medical Association members are now able to secure health insurance plans through the agreement that OPEIU entered into with the United Steelworkers Health and Welfare Plan. The benefits are provided through an insured arrangement by Highmark Blue Cross Blue Shield. The insurance is available for the member and their family.

Premiums are adjusted annually on September 1, as September 1 was the initial date upon which our members had access to the OPEIU/USW Fund plan. All currently enrolled members were sent a communication informing them of the new premium due for coverage in September.

Open enrollment is available now for January 1, 2021 benefit elections. You may enroll or modify your current enrollment for a plan change effective January 1. Although the premium for non-Medicare coverage is adjusted annually in September, all benefit periods are on a calendar year. Premium adjustments for Medicare eligible members will be provided for January 1.

If you wish to make a change to your enrollment, please contact the CDS dedicated telephone line at 1-877-578-8710 or via email at OPEIU@cdsadmin.com.

Q&A

Q. May I change my enrollment for January 1?

A. Yes, you may modify your enrollment to select a different option now for a coverage change effective January 1, 2021.

 

Q. May I change my election now?

A. No. If you were to enroll in the plan now, you would have two deductibles, one for the remainder of the 2020 benefit year and a new deductible for the 2021 benefit year.

 

Q. When will the premiums change?

A. The Medical, Dental, Vision premiums are modified on September 1. Medicare Advantage Premiums are modified January 1.

 

Q. Can I add Dental and Vision Coverage?

A. Yes. In order to enroll in dental and vision coverage, you must be enrolled in Medical coverage. You may not elect dental or vision only at this time. Your election change will be effective January 1, 2021.

 

Q. May I enroll my office staff?

A. We are working on the union affiliation for the office staff to be able to join the health plan. We will let you know as soon as this option is available.

    

If you have any questions about OPEIU Local (GUILD 45) Health Care Plans,
please contact CDS Administrators at 1-877-578-8710.